About Owner And Encumbrance Report
Owner And Encumbrance Reporting Services
Detailed owner and encumbrance reports to provide clear insights into property ownership and liabilities.
LSI's manually researched and verified Property Ownership & Encumbrance (O&E) reports provide the most up to date and accurate information on a property and owner.
The Basic O & E Report includes the current vesting, full legal description, current tax information, open mortgages, open liens secured by the property and unsecured liens and judgments pertaining to the owner, along with the title chain and related documents.
The Two Owner O & E Report delivers the same comprehensive insight as the Basic report, but goes one step further to provide details on both current and prior owner liens and judgements.
Search done by searching from the current date backwards, Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured. This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.